duck9er - anonymous pages where you can share, read and relate to others. 

** password to change anything is "fico750" **

 

Fix the typo in thisline by clicking EDIT PAGE box up above

 

city: Portsmouth

State:NH

Zip: 03801

 

 

Cell carrier: Sprint

Cell billing due date: 9th

 

How will you use Duck9.com: First boost my credit score

How did you hear about Duck9: Web article

 

 

Summary Table of FICO progress.  Current status OSTRICH
Number of Months having made an on-time payment (goal is 24 effen months in-a-row to get to 750) 00020
Possess a credit card in your own name? yes
Have you run your credit report download and mail this  (NOTE: FreeCreditReport isn't free- it's a scam: see credit tip #71)   no
Have you taken a digital pic (with private info blacked out) and posted it below?  no
 Last time you emailed or text messaged back your secret duck chiang9@duck9.com (i.e. your assistant that helps you hack your credit score at duck9  never

 

Remember, if you forget to charge something that month, write a check for $25 and pay the credit card company (secret #22) anyway.  You cannot do an electronic payment.  You must write a check.

** Summary Table of FICO progress END **

 

 

** Debt Summary **

Credit Card Bank #1: Bank of America Visa

Due Date: 9th

Interest Rate Bank #1: 27%

Balance Bank #1: 0

 

Credit Card Bank #2:

Due Date:

Interest Rate Bank #2:

Balance Bank #2:

 

Credit Card Bank #3:

Due Date:

Interest Rate Bank #3:

Balance Bank #3:

** Debt Summary END **

 

Message Center:

 What is credit?

 

-Credit is the means by which you are evaluated by lenders. Credit unions like Equifax, Experian, or Trans Union evaluate you based on some simple criterion and assign you a score. Your score is then looked at by lenders so they can assign you an interest rate. With a good credit score (ie.750) lenders will let you borrow at a low interest rate. Interest is a killer, so keep making your payments on time!!

 

type your question here

or

Text message 650 566 9600

 

 

 

Step 1: Decide you want a FICO of 750. If not leave

 

Step 2a: View the photo album of how duck9 works here

  • In short, it's a timely two year program that guides you to a FICO of 750 to minimize interest cost.

 

Step 2b: Use wiki pages to share tips, strategies, techniques and ideas

  • see example pages here

 

Step 3: Get on your path to a FICO of 750.  Pick one of four.

 

** password to change any wiki page is "fico750" **

 


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